Enquire about landlord insurance
Landlord insurance
Rent and legal protection cover
As a landlord, if your property business suffers a grievance,
sometimes the only recourse is to take whoever is responsible to
court. Similarly, increasing levels of government legislation, the
rise of 'blame culture' and the increasingly common use of
conditional payment ('No win, no fee') agreements, have created a
hostile litigious environment in the UK, in which the notion of
resolving disputes in court has become more widely accepted. As a
property owner, you are potentially more vulnerable to involvement
in some specific legal disputes, whether you need to bring or
defend charges.
Rent and legal protection will help you though the legal issues
that may arise from your property business and can reimburse lost
rental income. It will help you if:
- A tenant does not leave a rented property even when you have
complied with all the contractual and statutory notice
provisions
- A residential tenant does not pay the rent due while
nevertheless remaining in occupation
- A tenant refuses to comply with his repair obligations
particularly when the tenancy comes to an end and he has left the
property
- Having repairs or renovation work done to the property and the
builder fails to deliver a service in accordance with the
contract
- It is alleged that you have failed to maintain certain
appliances in accordance with the relevant health and safety
legislation
- You make your tax return and HM Revenue and Customs undertake a
full in-depth enquiry
What's covered?
Legal expenses insurance covers:
- Property disputes - provides cover for legal
expenses from disputes with the tenant over; obtaining possession
of the property, the use or maintenance of the property,
dilapidations and nuisance if the property is residential
- Repair and renovation - provides cover for
legal expenses to pursue or defend disputes relating to the repair
or renovation of the property
- Health and safety prosecution - provides cover
for legal expenses to defend prosecutions brought under health and
safety legislation
- Tax protection - provides cover for
professional expenses incurred when representing the insured at a
revenue enquiry
Rental guarantee insurance provides cover for:
- Evicting tenants for non payment of rent or continuing to
occupy the property after the end of the tenancy
How do I arrange cover?
Submit an online
enquiry or call and speak to a member of our team on
01732 747 599.
Enquire about landlord insurance