Funeral Director insurance

Towergate Manning has a dedicated team of insurance specialists focusing exclusively on the needs of Funeral Directors. This professional team, with more than 13 years experience in your industry can offer you a variety of leading insurance products, including:

• Motor insurance for the whole range of funeral directors’ vehicles under one policy, including mourners’ cars, hearses, removal vehicles and private cars.
• Commercial insurance covering buildings and contents, public liability, legal expenses and employer’s liability, plus many more benefits.

Towergate Manning provides a one-stop insurance solution for your business. With ongoing helpful advice on hand whenever you need it, you can have peace of mind.

Funeral Directors motor insurance

Having worked with funeral professionals for 13 years, Towergate Manning has designed an exclusive motor insurance policy which meets the specialist needs of funeral directors and carriage masters. This policy can be tailored to your individual needs ensuring that you only buy the cover that you require.

What’s covered?

Tailor your policy to meet your needs – you can benefit from:

• accidental damage, fire and theft (excess just £100)
• unlimited windscreen damage (excess just £50)
• personal accident cover
• legal expenses
• like-for-like vehicle replacement
• motor breakdown
• unlimited sign writing extension
• unauthorised movement cover
• public liability
• key care
• no claims bonus protection

How do I make a claim?

Call the 24 hour incident line 0844 892 1424.
For non motor related claims call our claims department on 01732 228 726 between 9am - 5pm.

Frequently Asked Questions

• Can our vehicles be used for weddings?
  The Policy can normally be extended to include wedding use if required. Please call to discuss.
• Do you insure young drivers?
  Yes, if they are over 21 – We will usually exclude drivers under 21. If you need a driver under 21 to be covered please call us.
• Do you insure private cars as part of the same business motor policy?
  Yes we can offer cover for private cars as well as business vehicles – please call for a quote.
• Can I protect my ‘no claims bonuses?
  Yes we can offer optional protected No Claims Bonus.
• Can you organise a single renewal date for all my motor insurance policies?
  Yes we can, so if for example you have a range of policies with individual renewal dates we can accommodate these under one single policy often on a pro rata basis as the policies fall due and we would be happy to discuss this with you to meet your needs.

How do I arrange cover?

Call 01732 747587 for more information and a free quotation or submit an online enquiry and we will call you back.

Useful information

For more information visit the tips and advice page.

Funeral Directors commercial insurance

Towergate Manning offers a comprehensive commercial combined insurance policy which has been designed to meet the specific needs of funeral directors and associated professionals within the industry.

What’s covered?

• buildings and contents on an ‘all risk’ basis
• public and products liability up to £5m
• employers liability up to £10m
• commercial legal expenses up to £100k
• shop front cover
• unlimited glass cover
• monuments, memorials and statues in the grounds
• deceased personal possessions
• goods in transit
• stock deterioration
• money and assault
• business interruption
• free online health and safety and risk management tools
• legal and business advice lines

How do I make a claim?

Call our claims department on 01732 228 726 between 9am - 5pm.

Frequently Asked Questions

• Can I ensure several premises under one policy?
  Yes we can accommodate all of your premises in order to ensure the most favourable terms.
• I have a secondary business, is that covered?
  Not automatically, if you have a dual occupation such as being a stonemason in addition to your primary business as a funeral director it is essential that you inform us so that we can notify your Insurers.

How do I arrange cover?

Call 01732 747587 for more information and a free quotation or submit an online enquiry and we will call you back.

Useful information

For more information visit the tips and advice page.